Health insurance is an extremely important part of everyone’s life – or at least it should be. Many countries worldwide have free health insurance and it’s hard for them to even imagine not having one or choosing not to.
Unfortunately, in the States, we’re seeing more and more people choose not to pay for their health insurance due to high costs, with the excuse that they “don’t visit their doctor that often.” What that comes down to is saving money for the potential emergency situation which leaves you depleted, since the costs of medical procedures and medications are through the roof.
When you turn a certain age, whether you want it or not, you begin to see your healthcare provider more frequently, and having health insurance helps you save money long-term. Medicare is a federal health insurance program for those over 65 years of age as well as younger individuals receiving Social Security disability benefits. Different plans offer different health coverage and cover different medical costs, but none cover all expenses and long-term care.